Moms Expertise

Budgeting tips for families of four and a baby

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We use to put money aside every pay check for our vacations or save some of our tax refund for day trips or homeschooling.

Keep track of what you spend on groceries, clothes, toiletries and cleaning supplies, gas, utilities, rent or mortgage, car payment, insurance, taxes, entertainment, etc. for three months. Add each category up at the end of three months and divide by three to get what you spend on average per month.

Whatever is leftover after you pay for all the essentials is what you can use to budget for vacation, savings, big ticket items and whatever else you would like to buy.

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“Moms Expertise” — a growing community - based collection of real and unique mom experience. Here you can find solutions to your issues and help other moms by sharing your own advice. Because every mom who’s been there is the best Expert for her baby.
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Budgeting tips for families of four and a baby
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Happy Birthday to my Son Ryan who is 31 today!!
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