We have been working on cutting expenses.. Thought we were stuck when it came to cell phones (paying $130 for 3 lines, his mom was on ours), then hubby found Tracfone.. It bounces off whatever tower is in the area no matter who the provider is.. So we bought MIL a phone for $50 (a nice one, too), then we'll buy her minutes every three months for like $25 I think... Hubby will switch over to Tracfone too, a smaller package than his mom and we will text via Facebook or yahoo messenger to phone while he is at work.. I am keeping the Verizon account because of how much I text my family lol and getting a free iphone from my dad.. Verizon has a thing where single line plans are between $35-60 unlimited everything depending on the phone you get. He did the math and it will save us about $20 overall a month, but that's half a tank of gas!