Do you own or rent?
I would very much like to buy a home. I have no idea how the process is But with 2 kids and wanting at least 1 more to close the factory Lol I would like to know if anyone can share how is the process on buying a home. I have been living here 6 years but it has become very noisy and landlord has gotten irresponsible fixing things and says he is selling the house in 5 months! I do hate the idea or renting AGAIN! but nowdays banks are asking for 15 and 20K of down payment.. Yikes!
Our taxes come out of the mortgage payment, so until we get the mortgage paid, we won't have to worry about taxes out of pocket.
Go to a bank and ask your options. I think there's a lot of grants out there for first time homeowners.
if you don't mind fixer-uppers, find a bank foreclosure as those will be cheaper.