My husband pays a super high rate of child support to his ex wife. I say super high because when we lived in Hawaii he received almost triple the salary he makes here in West Virginia and Child Support for whatever reason it may be has taken almost over 2 years to change the amount he pays to equal the amount of money he makes now. Well because of this she has made at least $18,000 a year off of him while she sits all day at home doing nothing (she doesn't have a job and the kids are in school). Because CPS has not done anything to change how much he should send her 55% of his paycheck is taken away from us every paycheck. Not to mention I had the hardest time getting a job when we moved and the only ones I could get paid at most $10 an hour. Well long story short I now make a decent salary but all of the debt we accrued in the past 2 years (because we could not pay all of our previous bills) has now caught up to us and to no avail we can not stay in the positive in our banking account and I have no clue what to do. We are both looking into picking up 2nd jobs but we have a 13 month old and on the holidays and summer we get my 2 step daughters so it makes it hard to do that and have family time. We have tried to get loans to help pull us out for the moment so we can stabilize and start over but no one will help.
What do you all suggest?
Tessa... The child support office is what is killing us and we are not sure why they are delaying putting the requests through. I feel for you about they child care cost because that is what we were going through over the summer. But what is even worse is like you getting a higher paying job when we first came to West Virginia was the hardest thing to do and took almost two years... sadly I have a Masters degree but no one wanted to higher me because they would have to pay me more because of my degree (crap!). However, I would also suggest the debt consolidation to you. We were paying maybe a $1000 or more a month on past debt and the debt consolidation guy said that we could now pay only $450 a month for his company to close our debt in 3 years (huge difference). Maybe that would work for you too. Good luck and if you need anyone to vent to or talk about that kinda stuff let me know!