Breast Pumps?

I've heard alot about how your insurance company (most of them) will cover the purchase of a breast pump, so I finally got around to calling mine, and they said they do, basically what I do is have my dr write me a RX for one and take it to my local pharmacy, but this is where I'm confused... My coverage is this...
Electric Pump & Accessories up to $255
Hospital Grade Pump & Accessories up to $300.
What in the world is the difference? And as far as I know the pharmacies around here sell the pumps separate than the attachments, so how would this work? Any moms have any ideas?

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    02/04/14
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        02/04/14
        4Katie
        Hospital grade pumps and accessories refers to renting the pump. The would cover $300 to pay for your pump rental and accessories.

        Electric pump and accessories would cover something like a Medela pump, Ameda pump, etc.

        If you have a premature baby or a special needs baby you might need to use a hospital grade pump to keep your supply up, they work better than double electric pumps.

        I hope that helps!
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          02/04/14
          4Katie
          I also wanted to add that a Medela hospital grade pump cost around $2,000 if you were to actually buy one to own. Rentals are usually less than $20 a month.
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            02/04/14
            Margaret hernandez
            I wish they did something like this when i had my boys. that cool and great in a way.
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              02/04/14
              I've been solely pumping for almost 11 months now. While the hospital grade ones are the best they're very expensive. The two main brands are Ameda and Medela. I use an Ameda Purely Yours and I really like it. It's a closed system so mold and ick can't build up. The milk goes straight from you to the bottles. They carry their parts at Babies R us and soon Target. You can also get parts from Amazon or other online places. People really love Medelas (pump in style in particular) as well but I have no experience with them.

              Buying a pump depends on a few factors. How often are you going to pump? At work or at home? Electric Double Pumps are typically the best and run from 150-300 for a decent one. But they do all have parts that you must replace every so often.

              With my insurance I didn't have to buy from a pharmacy I just bought it from Amazon. You can rent or buy hospital grade ones but again they're very expensive, at least $1000. And if you plan to pump long term renting really isn't ideal.

              If you have some questions feel free to message me.
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                02/07/14
                see my insurance company wasn't very helpful, all they had said was to have my doctor write a RX for one and go from there. and then told me the prices that they would cover. I plan on bf my LO but pumping as well that way daddy can have the bonding moment to or grandma, so on so forth. so i'd assume I wouldn't need a super fancy one. I go back to my dr on the 19th so maybe she will have more helpful information. if not, I will call my insurance again and try to get better help!
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                About Cherin Echelmeier
                Born: Longmont, Colorado
                Current: Mc Cook, Nebraska
                Birth: April 01
                On Moms.com since: Oct 27, 2013
                I'm a small town country girl expecting my first! I'm having a little girl and I couldn't be more excited!!